Post-Grad Financial Planner

Tailored for Nepali graduates entering the workforce

Current Exchange Rate
1 USD = 132.45 NPR

💰 Your Starting Salary

Typical starting salary for fresh graduates: 25,000 – 45,000 NPR

10%
10%
Take-home salary: 31,500 NPR
Annual Gross: 420,000 NPR

📊 Budget Allocation (Drag sliders to fine-tune)

Remaining/Unallocated: 0 NPR

Budget Visualization

🏠 Kathmandu Living Expenses

💡 Savings & Investment Calculator

Monthly Savings

Emergency Fund (20%) 6,300 NPR
Investment (15%) 4,725 NPR
Retirement (5%) 1,575 NPR

Annual Projections

Yearly Savings 75,600 NPR
Emergency Fund Target (6 months) 189,000 NPR
Note: Consider mutual funds (NIBL Sahabhagita Fund, NMB Saral Bachat Fund) for better returns than bank savings.

🎓 Key Lessons for Financial Success

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